Lending & Credit

Tight lending rules limit Thai SME credit access

Strict bank requirements and economic instability restrict SMEs' funding options.

EWA fintech Payd raises $400,000 in seed extension round

Its Malaysian partners include McDonald’s, Starbucks, and Banyan Tree.

Overall loan demand in India to “moderate” in Jan-Mar 2025: survey

Terms and conditions for the mining sector are expected to become stricter.

Netbank partners with Jia Financing to offer SME loans

Jia will assign their invoice financing loans to Netbank.

Kasikornbank headed for year of portfolio clean-up

UOB Kay Hian “surprised” regarding the Thai bank’s flat loan growth target.

Malaysia’s private non-financial sector loans up 5.2% in Dec 2024

Business loan growth moderated although SME loan growth was “sustained.”

Most MSMEs in Asia seek bank loans first, but success rate remains low at 57%

Amongst all funding options, microfinance institutions had the highest success rate.

Financial fragmentation threatens bank profits and lending

Globally, it can lead to nearly 280 million fewer jobs by 2030.

Cambodia sees progress in responsible lending: officials

Of 22 priority actions, 4 are complete and 15 are ongoing, the statement said.

Southeast Asian banks’ face mixed outcomes from shallower rate decline

Philippine and Singapore banks will be key beneficiaries if rates are higher.

RBI supersedes board of Aviom India Housing Finance

Punjab National Bank’s ex-CGM Shri Ram Kumar appointed as administrator.

Structured finance sector in Australia, New Zealand poised for ‘strong’ year

Resilient household sector and low unemployment will support the sector.

RBI names 15 NBFCs to upper layer

They are subject to enhanced regulatory requirements for a 5-year period.

Japan’s SMBC launches new finance scheme for semiconductor industry

SMBC will structure loans based on valuations made by two firms.

Singapore FIs face stricter regulatory scrutiny in 2025

Singapore bucked the trend in 2024, with more fines issued.