Retail Banking

Bangkok Bank’s large credit reserves lends stability to problem loans

The bank is expected to maintain strong solvency and liquidity.

Bangkok Bank’s large credit reserves lends stability to problem loans

The bank is expected to maintain strong solvency and liquidity.

APAC banks ready for Basel III

Transition is not expected to have a substantial impact on capital requirements.

Taiwan’s First Commercial Bank boasts sound asset quality but property risks abound

It should be able to mitigate these risks with its conservative LTV ratio and solid economic conditions.

Weekly Global News Wrap: HSBC may receive just $21.7m from Russia sale; 282 US banks at risk

And Japan’s small businesses, homeowners brace for life after the interest rate policy shift.

Malaysia’s GX Bank outlines brand purpose of financial inclusion and literacy

It focuses on individuals with a median household income of RM3,000 and gig workers.

Japan banks clinch $1.98b boost in interest income after policy shift

But a rise in deposit rates presents risks, analysts warned.

Foreign banks’ Korean earnings up 6% on higher securities income

The net interest margin declined from 0.75% to 0.63%, according to official data.

DBS and JPMAM unveils investment portfolio for retirement needs

The portfolio calibrates asset allocation depending on investors’ life stages.

Ping An Bank with enough capital for proposed higher dividends: analyst

The China-based bank has proposed to pay a 30% dividend in 2023.

Are ATM cash withdrawals making a comeback?

About 2 in 3 markets studied saw ATM withdrawals rise as inflation squeezes on income.

Citi names Marc Luet as Asia North & Australia Cluster and Banking Head

Luet replaces Angel Ng, who is retiring on 5 April after 26 years with the bank.

South Korean domestic banks’ earnings rose 15% in 2023

Banks are bracing for more bad loans and raised their allowance for bad debts.

BDO reports 28% higher net income of $1.32b in 2023

Consumer loans and deposits both rose during the period.

Strong liquidity, moderate risk to prop up Gunma’s “weak yet improving” profits

Gunma Bank’s problem loan ratio has improved to 1.6%, from 2.3% previously.

ELS-related losses to reduce Koreans’ operating profits by up to 34%: Fitch

Banks are believed to have accounted for 82% of $14.4b in ELS sales in 2023.

Citi appoints Lin Hai as head of China commercial bank business

Lin was most recently head of corporate sales & solutions for China and HK.