Retail Banking

India’s retail payments now 99.8% digital: CareEdge

Cards and prepaid instruments are stable or in decline as UPI increases in popularity.

Australia rate cuts ease pressure on mortgage arrears: Fitch

One more rate cut in 2025 may lower arrears further, the ratings agency said.

ANZ unveils five-year plan, will simplify retail and commercial divisions

The Australian lender also plans to accelerate the integration of Suncorp Bank.

HDFC Bank noted for effective risk controls and employee well-being

It got its highest score on the social pillar of ESG, based on NSE’s report.

Chinese banks lift bond holdings amidst weak credit demand

Total bond investments hit a 13.5% growth rate for 2021-2025.

Thailand’s finance sector’s credit costs to rise in Q3 on cautious provisioning

Credit costs are expected to decline in Q4 thanks to stimulus packages.

Hang Seng Bank upscales sustainability fund by 50% to HK$120b

Since launching in 2024, it has already used over two-thirds of the original HK$80b fund.

ASB Bank agrees to pay $78.89m to settle lawsuit

The bank maintains that “it makes no admission of liability.”

Philippine banks’ outstanding loans expand by 11.2% in August

Loans to non-residents narrowed its decline during the month.

Chinese state banks’ loan growth slows as policy loans lose steam

Growth in policy loans fell below 15% in June 2025, noted by Morningstar.

MUFG sets up equity fund to invest in middle, late-stage startups in Japan

Japanese startups struggle to achieve sufficient growth due to lack of support.

Vietnam’s small banks more at risk from weak loan portfolios

Top banks are more resilient to nonperforming assets, S&P said.

Westpac mobile app rated best in Australia by Forrester

Actionable recommendations and prompts to avoid fees helped propel it to the top spot.

BPI digital platforms unavailable on 4 October 2025

System integration will take place from 8AM to 6PM.