Retail Banking

Banks’ profitability to decline in 2025 as interest margins narrow

Commercial banks may cut personnel, and regulators may prioritize stability over staff retention in M&As.

Techcombank logs 25.58% higher net profit in Q3

Net interest income rose, but fee and commission income were lower.

Banks’ CX, customer loyalty to decline in 2025: Forrester

They may end up pushing away customers when they adopt digital strategies the wrong way.

TMBThanachart Bank sees 11% net profit growth in Q3

Net interest margin (NIM) may rise 4 basis points after a central bank rate cut.

Over 97% of Hong Kongers trust digital banks’ security measures

Digital bank account holders are willing to open more accounts with other digital banks.

SCB X sees 0.9% dip in 9M 2024 net profit on lower loans, fee income in Q3

Its third quarter net profit is 13.2% higher than in Q3 2023, however.

Hong Kong unveils sustainable finance action agenda

Banks are required to achieve net zero in their operations by 2030.

Citi sees higher markets-related business in Asia from global investors

Client activity with the bank’s international corporate clients to the Asia market is up 12% in the first three quarters of 2024.

Bangkok Bank logs net profit of $1.05b for 9M 2024

Net income interest and non-interest income both rose during the period.

Banks face value creation challenge despite record revenues

Declining interest rates and mixed record on productivity growth keep markets skeptical.

UOB banks on 4 ASEAN income to hit 2026 ROE target

The bank aims to grow its wholesale banking and retail banking businesses.

Low deposit growth spell loan funding challenges for Indian banks

The banks may opt to borrow more, according to Fitch.

Shinhan FG to maintain ‘resilient’ credit profile despite subsidiary woes

Whilst two subsidiaries saw trouble, other key subsidiaries maintain stable outlooks.

Summerland Bank and Regional Australia Bank to merge

Regional Australia Bank had just finalised a merger with Macquarie Credit Union.

Cambodia enables QR payments from foreign e-wallets through Alipay+

They can now make payments in over 1 million Cambodian merchants.