Staff Reporter
Asia’s banks hold the mandate to innovate. Now they must earn it.
Asia’s banks hold the mandate to innovate. Now they must earn it.
Banking is no longer measured against other financial institutions, but against digital experiences.
NAB offers everyday banking appointments via Zoom call
Customers can self-book appointments at the NAB website starting March.
Westpac rolls out Copilot to 35,000 global staff
Its teams have already built several AI agents for HR and IT.
SBI hits record net profit of $2.32b in Q3 FY2026
Operating profit rose almost 40% although NIM fell to 3.12%.
Philippine bank lending hits 9.2% in December
Loans to non-residents declined faster than the previous month, however.
Why Asia's banks are rebuilding their credit infrastructure in 2026
Customers now expect visibility alongside instant credit experiences.
Vietnam banks face credit split as quota phaseout looms and Basel III rolls out
Weaker, capital-constrained banks may struggle to meet regulatory changes.
Malaysia payments flip non-cash as e-wallet usage jumps 14%
Online bank transfers also gained whilst debit and credit cards ranked last amongst users.
Korean banks see Q4 net incomes halved on costs and FX losses
Loan growth will remain challenging in FY2026, CreditSights said.
Norinchukin Bank to accept $36.37m capital subscription
Nochu recently announced plans to support affiliate JA Mitsui Leasing.
SCB expands cardless withdrawals to 9,200 ATMs with new partners
SCB first introduced cardless ATM withdrawal services in 2021.
Taiwan bank loans hit $1.43t in Dec 2025 as bad debts drop
Coverage allowance for NPLs rose to 917.43%.
Taiwan SME loans jump $17.38b in 2025 as banks hit 120% target
SME loans made up 64.81% of total loans extended to all enterprises.
Norinchukin Innovation Fund invests in Mooji Meats
Mooji Meats’ plant-based steak products are sold under the Offbeast brand.
DBS' net profit down 3% to $11b in 2025
Its net profit fell by 3%.
Big borrower default could wipe out a year of SEA bank earnings: S&P
Brunei, the Philippines, and Thailand are the most exposed to loan concertation risk.
Half of APAC banks hit KYC backlog as manual systems fail
In Singapore, nine institutions were fined a combined $21m for anti-money laundering failures.
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Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
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Digital transformation starts with leadership